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Case study · Healthcare

AI Claim Management

An agentic system that reads, validates, and adjudicates healthcare claims. Routine claims settle in minutes; complex ones reach handlers with the evidence already assembled.

68%Claims auto-adjudicated
4minMedian handling time · from days
12k+Claims per year through the system

Dashed figures are placeholders pending confirmed engagement data.

The challenge

Every claim read, checked, and decided by hand

Claims arrived as PDFs, emails, and scanned post. Each one was read, cross-checked across several systems, and decided by hand: days per claim, inconsistent outcomes, and a backlog that tied up senior handlers on routine work.

The trust needed routine claims to move without human touches, and complex ones to reach the right person with context attached.

Before the system
Median handling time9 days
Claims manually reviewed100%
Systems touched per claim5
How the system works

Six stages, one pipeline

01Intake

Intake & digitisation

An LLM extraction layer parses every incoming document into a structured claim record.

OutputStructured claim record
02Validate

Validation & enrichment

Cross-checked against membership, coverage, and tariff schedules. Missing information is requested automatically.

OutputValidated claim + evidence bundle
03Score

Risk & anomaly scoring

Each claim is scored for anomalies, tariff variance, and complexity. Every score is explainable.

OutputExplainable risk profile
04Decide

Adjudication

Claims within thresholds set by the trust settle automatically: decision, rationale, and payment instruction drafted by the agent.

OutputDecision + written rationale
05Route

Routing & escalation

Flagged claims reach the right handler with evidence, risk profile, and a draft assessment attached. No claim arrives cold.

OutputPrioritised handler queue
06Audit

Audit & learning

Every step is logged as it happens, to IG standards. Handler overrides feed back into the models.

OutputComplete audit trail
The system in action

Watch it work

claims-agent · simulated trace● processing
0Claims this session
0Auto-settled
0Routed to handler
0%Auto-settlement rate

Handlers only see claims that need judgement.

Results

What changed in production

68%Auto-adjudicated

Routine claims settle with zero handler touches.

4minMedian handling time

Down from days per claim.

42%Lower cost per claim

Handler time shifts to complex cases.

0Backlog remaining

Cleared during rollout.

100%Decisions with audit trail

Written at decision time, not reconstructed after.

100%Decisions explainable

Every score and settlement carries a rationale.

Dashed figures are placeholders pending confirmed engagement data.

The stack

What it runs on

Models & agents

  • LLM document extraction
  • Adjudication agents
  • Anomaly & risk models
  • Explainability layer

Platform

  • Databricks lakehouse
  • Unity Catalog
  • Azure
  • IG-compliant data handling

Operations

  • Human-in-the-loop review
  • Eval suites
  • Threshold controls
  • Full audit logging
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